CONNECT

Address:

130 East 200 South
Newton, UT 84327

Phone:

(435) 535-0722

Fax/Other:

(866) 545-4756

LIFE HAPPENS
do you have the right protection?


Life Insurance

  • Term Insurance
  • Permanent Insurance

Life insurance isn't for the people who die. It's for the people who live. Life insurance is a great vehicle to take the least amount of money to pass the most amount of wealth with the least amount of taxes to the next generation. Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. To find out more about life insurance and how it can help provide a strong foundation for your family's financial security, give us a call.

 

 

 

Health Insurance

If you've ever been sick or injured, you know how important it is to have health insurance coverage. Health insurance pays for things big and small, from a lab test that might cost $75 to a hospital stay for major surgery that could cost thousands of dollars. It gives you peace of mind knowing that no matter what kind of care or procedure you or a family member might require, you won't have to worry about shouldering the cost on your own. 
 

Disability Insurance

Your most important asset is not your home, your car, your jewelry or other possessions. It's your ability to earn a living. Think about it: All of your plans for the future -- from buying a home to putting your kids through college to building a retirement nest egg -- are based on the assumption you will continue to earn a paycheck until you retire. But what would happen if those paychecks stopped? That's where disability insurance comes in. It provides an income to you and your family if you are unable to work because of illness or injury.
 

Long-Term Care Insurance

Many people mistakenly think their health insurance or Medicare will pay for any long-term care services they may need at some point. But health insurance really only pays for doctor and hospital bills. If you develop a chronic illness or become disabled and are unable to care for yourself for an extended period of time, you'll need long-term care services. And these services aren't cheap. Full-time nursing home care averages $69,000 to $78,000 per year or 8 hours per day of home health care can cost $43,000 to $70,000 annually. 

 

Supplimental

Medicare Supplement Insurance

Medicare doesn't pay for all of the costs of hospital and medical care. Consider a Medicare Supplement Plan to help pay for some of these costs.

Medicare supplement plans let you keep your own doctor, specialists and hospital. They can also help limit your out-of-pocket costs during the year and your coverage travels with you throughout the U.S.

A range of plans -- You choose the plan that fits your needs
 

Accident Insurance

Accidents Happen. When a covered accident happens to your family, our accident insurance policy offers you cash benefits to help with unexpected medical and everyday expenses that begin to add up almost immediately.
 

Cancer Insurance

You've done all you can to prevent cancer by making lifestyle changes, but have you done all you can to protect yourself in case it does happen?  We know how important it is for everyhone to have cancer/specified-diseas insurance coverage.
 

Hospital Indemnity Insurance

Hospitalized because of illness? Our indemnity insurance policy helps you with the associated expenses.

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Check the background of this financial professional on FINRA's BrokerCheck