CONNECT

Address:

130 East 200 South
Newton, UT 84327

Phone:

(435) 535-0722

Fax/Other:

(866) 545-4756

INDIVIDUAL & FAMILY SOLUTIONS

Ferguson Financial Group's broad array of client-focused solutions offers individuals and families the tools they need to help them meet today's financial demands.

 

Individual Financial Services

These powerful concepts and programs can help you get from where you are to where you want to be.

  • Financial Srategy
  • Financial Goal Setting
  • Recommendations and Implementation
  • Strategies for Achieving Financial Goals
  • Investments and Asset Allocation Strategies

Retirement Planning
A cornerstone of any financial strategy is preparing for retirement. Many of us think of retirement as a looming star far off in the distance, but it's closer than we realize and may even be upon us. Are you ready? Having a plan in place is the best way to prepare for your future. Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.

  • IRAs
  • Mutual Funds
  • Annuities
  • 401(k) Rollovers

 

 

 

 

 

 

 

 

 

 

 


Protection Planning

While the stock market can be a great source of growth, and a hedge against inflation, we are mindful that it can also be a source of tremendous stress and risk to your nest egg. We often find that potential clients have too much of their money in the stock market. It is important to have a plan that provides income and allows for growth, but also offers protection from events that we can't predict. We specialize in providing recommendations which help you balance the need for safety, income, and growth.


Investment Planning

We are sensitive to every investor's tolerance and have several strategies ranging from conservative to aggressive. Your accounts are closely monitored and any changes are communicated to you through quarterly performance reports and monthly custodial statements. It is our goal to grow your money wisely through investment management, whether we are confronting the bear or welcoming the bull. 


College Funding Plans
Whether preparing to send the first or fifth child or grandchild to college, we can help begin saving now.

  • 529 College Savings Plans
  • Coverdall Education Savings Accounts
  • UGMA/UTMA Accounts

Elder Care Protection
We understand it is hard to think of yourself (or your spouse) as not being self-sufficient. It is one reason, however, to have the right plan in place.

 Care in the later years of life can be a monetary burden, but proper preparation can help protect self and loved ones should extended care be needed.


Estate Transfer Concepts and Solutions*
Estate planning is something everyone should consider. It is no longer reserved for the elite. You have built a legacy that should be preserved, protected, and passed on. Your estate plan is specific to your situation.

We will help by reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations and reducing exposure to estate taxes and probate costs.

Accumulating wealth is only half the battle, preserving it is the other. Our goal is to help you protect your wealth and plan for your legacy to live on for many years to come. Please contact us for more information regarding the following solutions: 

  • Legacy Planning
  • Trust Services
  • Charitable Giving
  • Irrevocable Life Insurance Trusts
  • Estate Tax Calculations
  • Wealth Transfer Strategies

Tax Management

We understand the importance of making sure you take advantage of all the tax deductions and exemptions available to you. Cornerstone Group FIS can work with your CPA to assist in looking for ways to help reduce your current and future tax burden. Additionally, ensure that your financial portfolio is organized in the most tax-advantageous manner possible. We can assist you with lowering your taxable income while increasing your spendable income. If needed, we can refer you to qualified tax specialists. 

Tax Library


Insurance Protection

An important part of planning for your financial future is protecting it. Whether you live long, die too soon or become disabled, these products can help you and your family protect the life you've built.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck